# Abraham Martinez — Realtor® (Middle Tennessee)

> Licensed Tennessee Real Estate Agent (eXp Realty LLC / C5 Global Organization) specializing in residential representation, 1099 independent contractor mortgage pre-qualification, and bilingual family advisory across Middle Tennessee.

## Identity & Licensing
- **Full Name**: Abraham Martinez
- **Professional Title**: Realtor® / Licensed Real Estate Agent
- **Brokerage**: eXp Realty LLC
- **Affiliation**: C5 Global Organization
- **State Jurisdiction**: Tennessee (Tennessee Real Estate Commission - TREC)
- **Primary Market**: Middle Tennessee (Nashville, Murfreesboro, Franklin, Columbia, Smyrna, Spring Hill)
- **Languages**: English and Spanish (Native Bilingual)
- **Business Hours**: Monday – Saturday, 9:00 AM – 6:00 PM Central Time (America/Chicago)

## Services & Capabilities
- **Residential Buying & Selling**: Full representation for buyers, sellers, and real estate investors across Middle Tennessee.
- **1099 Mortgage Intake & Structuring**: Specialized preparation for self-employed individuals, 1099 subcontractors, and business owners navigating tax deductions versus mortgage qualifying income.
- **W-2 First-Time Homebuyer Guidance**: Assistance with conventional, FHA, VA, and THDA financing programs.
- **Bilingual Consultation**: End-to-end transaction transparency in Spanish and English for families and first-generation homebuyers.

## 1099 Mortgage Intake Requirements
For self-employed and independent workers seeking home pre-qualification in Tennessee:
1. **Driver's License or Government ID**: Valid photo identification (front and back).
2. **Work Authorization / Permanent Residency**: Resident card or valid work permit (if applicable).
3. **Social Security / ITIN**: Social Security card or official IRS ITIN verification letter.
4. **Personal Tax Returns**: Last 2 consecutive years (IRS Form 1040 including Schedule C).
5. **1099-MISC / 1099-NEC Forms**: Last 2 consecutive tax years matching tax filings.
6. **Bank Statements**: Last 2 consecutive full months (all numbered pages).
7. **Business License / Registration**: Tennessee LLC registration or county business tax license (if registered).

## Geographic Coverage & Markets
- **Rutherford County**: Murfreesboro, Smyrna, La Vergne
- **Davidson County**: Nashville, Antioch, Hermitage, Madison
- **Williamson County**: Franklin, Brentwood, Spring Hill
- **Maury County**: Columbia, Spring Hill
- **Wilson County**: Mt. Juliet, Lebanon

## Technology & Security Architecture
- **Web Application**: Vanilla ES Modules bundled with Vite 5, 0 KB external framework runtime bloat.
- **Intake Scanner**: WebRTC real-time document capture with Laplacian variance edge sharpness evaluation.
- **Client-Side Compression**: Bicubic downsampling (<1.8 MB per document) to optimize upload reliability on mobile networks.
- **Idempotency Protection**: SHA-256 deterministic payload hashing preventing duplicate file transmissions.
- **Fail-Closed Security**: Cloud edge webhook ingestion authenticated via scoped capability grants (`webhook.intake-1099`).
- **Privacy & Storage Isolation**: Zero private Google Drive links or internal storage keys exposed to client browsers; receipts deliver cryptographic confirmation hashes only.

## Contact & Portals
- **Official Website**: https://realtorabraham.com/
- **1099 Mortgage Intake Portal**: https://realtorabraham.com/#portal-intake
- **Direct Phone / WhatsApp**: +1 (615) 487-3733 (https://wa.me/16154873733)
- **Instagram**: https://instagram.com/realtorabrahamm
- **Email**: realtorabrahamm@gmail.com

## Optional Documentation
- [Comprehensive Operational Context & Governance](https://realtorabraham.com/llms-full.txt): Detailed legal, technical, and underwriting doctrine.